Investments
Deciding Whether to Rent or Buy: A Detailed Analysis
Are you at the crossroads of deciding whether to rent or buy a home? This age-old question has perplexed many prospective homeowners for generations. With the real estate market constantly fluctuating and personal financial situations varying, determining the best course of action can be challenging. But fear not, as we delve into the intricacies of […]
Playing with FIRE (Financial Independence, Retire Early)
FIRE stands for Financial Independence, Retire Early. The participants try and live a frugal life, save, and invest the money to reach a particular number beyond which one does not have to work. The belief is that you can live on the passive income generated by the corpus. Most of the FIRE literature and discussion […]
Toxic Ways Millennials and Gen Z Approach Finance in India: A Guide to Financially Empowering Indian Millennials
Introduction In today's fast-paced world, financial independence and security are crucial for individuals of all ages, including millennials and Gen Z. However, it is observed that many Indian millennials and Gen Z approach finance in toxic ways that hinder their financial growth and stability. This article aims to shed light on these toxic habits and […]
Does Your Financial Planner Think That Early Retirement is Not Possible?
It is a common misconception that full retirement is not possible before age 62. Many financial planners believe that those who desire to retire earlier than the traditional retirement age may never be able to realize their dreams. But is this really the case? It is true that there are certain financial considerations to take […]
Three Steps that can help you achieve Financial Freedom
Financial freedom -one of the most sought-after financial goals in life Personal finance is mystified by financial advisors assessing your financial situation. They would not agree on what financial freedom means, but the phrase "Financial freedom" itself gives a clue about what it is. It is, in plain english, being financially free. It is building […]
Tata Consumer - A Global Story?
Tata Consumer acquired a number of companies in the US, UK and Africa, for which they were criticized for over a decade. There were valid reasons for the same, they were not able to digest the rapid acquisitions and had a number of issues getting those companies to profitability. The recent annual report gives a […]
Book Review - Your Money or Your Life
"Your Money or Your Life" has such a simple message, that you may end up thinking, "Why didn't I think of this before?", yet, behind that simplicity is a profound truth about the role of money in our life. Most of us take the value of money for granted, with that also the message, the […]
Finance and Investing Books
Over the last thirty years, I have read several finance and investing books. Finance and Investing is not only interesting, but is a very important topic for anyone who wants to lead a balanced life, doing what one wants to do. It includes personal finance, portfolio design and stock picking. I have made a list […]
Small things
It is the tiny habits that become one's nature. It is very important to be disciplined in every day things.